Insurance: Getting Started

Doctor and Patient at Visionary Eye Care in Fair Lawn, NJMedical insurance can be a complicated issue when it comes to what is covered and how best to use it. Below are a few common questions that are asked of us in our office, and their answers:

What does medical insurance cover in terms of my eyes?

Medical insurance policies come in all shapes and sizes in terms of what they cover. Some health insurance policies will cover standard medical care for your eyes, such as eye exams and treatment for problems such as cataracts at no additional cost. Some plans may offer vision coverage as an optional add-on, and/or may cover or offer discounts on eyeglasses, contact lenses, and other eye-care needs. Policies also vary in terms of expiration. While most renew automatically at the beginning of each year, others simply expire depending on when the policy was purchased.

How do I know what my medical insurance covers, and if I need to renew it?

In order to find out what you’re covered for and if you need to renew your policy yourself, contact your policy holder. They will be able to tell you everything you need to know, and how best to utilize your policy.

Why is it so important to have medical insurance for my eyes?

If you are diagnosed with a bodily disease, such as diabetes, yearly eye exams are necessary to prevent your eyes from being affected. Often, it is required to have several exams per year. This can obviously add up without insurance. Medical insurances generally cover these expenses, and they are something that shouldn’t be ignored. While early detection prevents disease, once a disease has occurred, being vigilant is essential.

Contact our office to find out what we can do to help you with your insurance questions. Our staff knows a lot about the ins and outs of how insurance plans work, and we can help you in choosing how to best use your benefits.